Low Rates, No Annual Fee, and Rewards on Every Purchase

One Percent Cash Back: Earn uChoose Rewards® points redeemable for travel, merchandise, or cash back.

No "Gotcha" Fees: We don't charge balance transfer fees or recurring annual fees that are common with many banks.

Lowest Rates Around: As a not-for-profit credit union, we want you to get a fair deal and offer rates as low as 8.49% APR1.

3-In-1 Rewards: You Choose How to Redeem

You might think that if you’re getting a lower rate, you’ll have to sacrifice a top-notch rewards program. Think again.

Every Seattle Credit Union Visa credit card comes with uChoose Rewards®, a full-featured rewards program that lets you earn points on travel rewards, like flights, hotels, and rental cars, and on name-brand merchandise, such as electronics, kitchenware, and hardware. You can also redeem your points for cash and gift cards from some of the biggest retailers around.

As a cardholder, you’ll earn one point for every dollar you spend in purchases on your Seattle Credit Union Visa2 credit card. Once you reach 2,500 points, you can start redeeming them. All you have to do is register at uchooserewards.com to start redeeming.

Already Have a Seattle Credit Union Visa Credit Card?

If you already have a Seattle Credit Union credit card, you can start earning uChoose Rewards points today. You're automatically enrolled in the program, just use your card for purchases. If you have any questions, call us at 206.398.5500.

Mortgage Week

Seattle Credit Union has been making mortgages in the Seattle area for a long time, so we know just about everything there is to know about getting you into the right loan for your unique situation.We’d like to pass on some of this knowledge, so when you are shopping for a home loan, whether to purchase or refinance or to use your home’s equity, you feel better prepared to make the best choice for you and your family.

That’s why we’re excited to present Mortgage Week, five days of in-depth content that will get you familiar with the basics of real-estate borrowing tailored to your specific interests. We’ll have special home-buying workshops and a host of great content that will get you off on the right foot the next time you need a real-estate loan.

Redeeming Rewards Points at uChooseRewards.com

Seattle Credit Union's credit cards would still be an outstanding value without a rewards program, but to make them even more irresistible, every Seattle Credit Union Visa Credit Card comes with uChoose Rewards, a great rewards program that lets you earn points for every dollar you spend.

Our Members Say It Best

Veronica

"I have three accounts with Seattle Credit Union. I never even considered a big bank. I believe in what this credit union stands for. They also gave me the best rates."

Kim

"Within a few days, I’d been approved. Seattle Credit Union reps were amazing—they helped me do everything online without even having to leave my home."

Rob

“My wife and I researched every possible financial option in town. Seattle Credit Union had the best loan rates and great reviews. They made it so easy.”

Disclosures

1 PRICING DISCLOSURE: APR is Annual Percentage Rate and is current as of 10/31/2019. Rates are subject to change at any time. Rates and financing are offered based on applicant’s credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Refer to the cardholder agreement for additional details or contact us at 206.398.5500.

2 REWARDS POINTS ACCRUAL AND REDEMPTION: Cardholders accrue one (1) reward point for each $1 charged during a statement period for non-promotional purchases. No points are earned for cash advances or balance transfers. Regular points are credited to your rewards account balance at the end of the statement cycle in which they are accrued. Bonus reward points will be credited within thirty (30) days of the end of the promotion. Points cannot be redeemed until they are credited. You must earn at least 2,500 points before you can redeem. Cash back is in the form of a statement credit. You must register your card at uchooserewards.com to be able to redeem points. View our complete credit card agreement at seattlecu.com/ccaa.

3 MEMBERSHIP IS OPEN TO ANYONE IN WASHINGTON STATE: If you live or work in the State of Washington, work for one of our Employer Partners, or are a relative or domestic partner of an existing Seattle Credit Union member, you're eligible to become a member. If you have any questions, give us call at 206.398.5500.