Finding a new home can be stressful. Also finding the right financing to buy it with can be overwhelming. The more you know about the entire process, the more control you’ll have and the more comfortable you’ll be.

Seattle Credit Union is a full-service mortgage lender with programs to suit all types of borrowers and all types of properties. We have:

  • Conventional fixed-rate mortgages with terms from 10 to 30 years
  • Adjustable Rate Mortgages (ARMs) with fixed rates for the first 3, 5, 7, or 10 years
  • Jumbo Loans up to $2 million depending on the loan to value (LTV) and purpose VA Loans with no money down for qualified veterans
  • Home Possible Advantage® Loans: This program makes the dream of home-ownership possible with smaller down payments and lower income requirements, for those who qualify

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Free Resource: 11 Steps to Home-Buying


Refinancing your mortgage could be the smartest financial decision you make. Whether to reduce your interest rate or payment, shorten your payoff term, or get money back to consolidate debt, make home repairs, or send children to college, refinancing is a versatile tool you should consider.

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Understanding how and when to use your home’s equity can be the key to powerful financial change. From home improvements and repairs to debt consolidation, the equity you’ve built in your home can be a welcome safety net when you have larger expenses to deal with.

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Buying Investment Properties & Second Homes

Have you been thinking about a vacation home or a weekday condo in the city? Maybe you’ve wondered about buying a rental property and becoming a landlord. Financing these properties can have special guidelines and conditions that are different than buying an owner-occupied residence

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What Our Members Are Saying


"We have our closing this evening and I wanted to thank you for all the work you put into our multiple (and future) loans with you. It is such a pleasure to work with you on these. You understand all the issues, are very helpful, responsive, and you've given me a lot of confidence in having our mortgages with Seattle Credit Union. We are so grateful for your hard work, friendliness, and expertise."


"I could not be more satisfied. Despite the length of time, my agent was continuously responsive and helpful at every step, often well after 5 pm. I always knew where we were in the process and what was coming next. They worked very hard to get the three refis correct and balanced them out so we were not out of pocket any money."


"We really appreciated the great experience you provided for our mortgage loan. Your communications were timely. You led us through the process step by step. And you were so fast in getting the process completed! It was really refreshing to work with you."